Mirror Wills
Two wills where each partner leaves everything to the other, then to the same ultimate beneficiaries. Common for married couples with shared wishes.
Mirror wills are two separate wills with identical or near-identical terms. Typically, each partner leaves everything to the other, and when both have died, to their children equally.
How Mirror Wills Work
Example for a married couple:
- Husband's will: Everything to wife. If wife dies first, to children equally.
- Wife's will: Everything to husband. If husband dies first, to children equally.
Key Features
- Two separate legal documents
- Each can be changed independently
- No obligation to keep them the same
- Usually cost less than mutual wills
Mirror Wills vs Mutual Wills
Unlike mutual wills, mirror wills have no binding agreement. The survivor can change their will after the first death. This offers flexibility but less certainty for beneficiaries.
Common questions
Are mirror wills the same as mutual wills?
No. Mirror wills can be changed independently. Mutual wills have a binding agreement that prevents changes after the first death.
Can I change my mirror will after my partner dies?
Yes. Mirror wills are independent documents. The survivor can make a new will at any time.
Do mirror wills cost more?
Usually slightly more than a single will, but less than two completely independent wills. Many solicitors offer couple discounts.
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